A new way to build credit
Increase your credit score by an average of 28 points* with Perpay!
Shop your favorite brands
Use your personalized Spending Limit to shop for the things you want and need in our online marketplace.
Make automatic payments
Kick back and relax while you automatically pay over time for your order with a small amount from each paycheck.
Build account history
Complete two successful orders to qualify for credit building with Perpay.
Grow your credit score
Activate credit building and get rewarded with each payment you make!
Catch children in the act of behaving well and reward them, then watch those good habits multiply! Open the fabric-hinged boards to reveal a behavior chart on one board, while the other board keeps all the magnets close at hand. A sturdy cord is attached for hanging. Dry-erase board and 90 magnets, including responsibilities, positive behaviors, and rewards.
- Encourage good behavior with this wooden magnetic tracking-and-reward chart
- Includes a pair of fabric-hinged dry-erase boards (one with spaces to track seven goals, one blank for magnet storage)
- 89 magnets include behaviors (Clean Room, Set Table, No Teasing) and rewards (Well Done!, Excellent!, You're a Winner!)
- Chart has spaces for each day of the week
- A sturdy cord is attached for hanging
Please note this item is not returnable. Final Sale upon purchase.
Standard Parcel Delivery
- As soon as your order ships we will send carrier information and a tracking number via the email address associated with your account. Additionally, you can view tracking on your order details page.
- Please arrange for an adult (over 18 years old) to be present to receive your package. The carrier will not require a signature to accept the package.
- Please inspect your merchandise thoroughly and report any issues to our customer service team within 24 hours of receipt so that we can resolve the issue promptly. Do not discard the original packaging until you have confirmed that the merchandise has been received in its intended condition. Failure to follow these guidelines may impact our ability to address your issue.
On-time payment history can have a positive impact on your credit score. Improvement in your credit score is
dependent on your specific situation and financial behavior. Failure to make on time payments by the payment
due date may result in delinquent payment reporting to credit bureaus which may negatively impact your credit
score. This product will not remove negative credit history from your credit report. Impact on your credit may
vary, as credit scores are independently determined by credit bureaus based on a number of factors. Perpay will report your transactions to Experian®, and Equifax®.
*Based on a study of over 4,000 Perpay members, customers enrolled in credit building starting in January 2020
observed an average credit score (VantageScore 4.0) increase of 28 points by October 2020. Customers not enrolled
in Perpay+ had an average score increase of 16 points over the same time frame. Individual results may vary.
Credit score improvement is not guaranteed.